6 Personal Loans With No Income Verification In November 2023

Provide your most recent bank statement and pay stubs if you’re self-employed. If you work for cash and don’t have a checkbook, ask a friend or family member who has access to your accounts to write them out on their account for you.

Get an employment verification letter from your current place of employment. Customers can get an employment verification letter if they’ve worked at the same place for at least three months and have been paid on time.

Get proof of other assets such as own property or additional assets that can be used as collateral. 

You can provide proof of ownership, such as titles or deeds, with a notarized signature across all pages (or copies) by a notary public in your state or jurisdiction where the property is located.

Otherwise, attach a copy of the deed and proof of payment, such as canceled checks or wire transfers showing the cost was made directly to you—a letter from CPA.

If you cannot show any tax return, get a letter from a Certified Public Accountant stating how much money they made during the last two years by providing copies of their tax returns and bank statements. 

A friend or family member can become your co-signer with decent credit and vouch for your character. Consider using a credit union or community bank, which often have less stringent requirements than national banks and nonbank lenders.